Published On: Wed, Aug 21st, 2019

State pension age: How to find out when you’ll get your pension | Personal Finance | Finance


In November 2018, the State Pension age was 65 for men and women. However, this has now changed and when you receive your State Pension depends on when you were born. The Centre for Social Justice (CSJ) argued this week the state pension age should rise to 70 from 2028, and 75 from 2035. Read on to find out when you’ll get your state pension.

How to find out when you’ll get your pension?

A new system was introduced on April 6, 2016, to help you understand how much of a state pension you will receive. 

To qualify, you need at least ten years of National Insurance contributions when you reach your state pension age. 

Those who qualified for the basic State Pension continue to receive it. 

READ MORE: Iain Duncan Smith’s plan to hike pension age to 75 ‘immoral’ – ex Tory

However, after 2016, instead of the basic State Pension, new claimants receive the new State Pension.

Currently, the government website allows you to check what the earliest age is you can start receiving your state pension.

However, they note the State Pension age is currently under review, and may change in the future. 

Reports have suggested the government is currently in talks to rise the state pension age to 75.

Will the age you can receive your state pension change?

The state pension age may be increased to 75 over the next 16 years, a new report claims.

Iain Duncan Smith’s think tank – which was behind the creation of the Universal Credit scheme – is recommending the the age for the state pension rises from 67 to 75.

Pension age would go up to 70 only nine years from now as the plan phases in. 

READ MOREUK has the worst elderly poverty in western Europe, says study

It’s likely those born between March 6, 1961 and April 5, 1997, would be the first people to be affected by the change.

CSJ thinks this could help boost the economy, by keeping people in work for longer.

However, no changes have been announced yet.

In order for an increase in state pension age to be written into law, it will have to be passed by Parliament.



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